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A 1936 HOLC "residential security" map of Philadelphia, classifying various neighborhoods by estimated riskiness of mortgage loans.[1]

In the United States and Canada, redlining is the process of denying services to residents of specific, often racially dominant neighborhoods or communities, either directly or through the selective raising of prices.[2][3] It is often seen as a modern day version of segregation.

While the best known examples of redlining have involved denial of financial services such as banking or insurance,[4] other services such as health care (see also Race and health) or even supermarkets[5] have been denied to residents.

References[change | change source]

  1. The HOLC maps are part of the records of the FHLBB (RG195) at the National Archives II Archived 2016-10-11 at the Wayback Machine.
  2. Gross, Terry. "A 'Forgotten History' Of How The U.S. Government Segregated America". Retrieved 2019-03-31.
  3. Harris, Richard; Forrester, Doris (2 July 2016). "The Suburban Origins of Redlining: A Canadian Case Study, 1935-54". Urban Studies. 40 (13): 2661–2686. doi:10.1080/0042098032000146830.
  4. Zenou, Yves; Boccard, Nicolas (September 2000). "Racial Discrimination and Redlining in Cities". Journal of Urban Economics. 48 (2): 260–285. doi:10.1006/juec.1999.2166.
  5. Eisenhauer, Elizabeth (2001). "In poor health: Supermarket redlining and urban nutrition". GeoJournal. 53 (2): 125–133. doi:10.1023/A:1015772503007.